$250,000 Credit Hack to Fund and Grow Any Business
hello and welcome thank you for joining us my name is ari page and we have a very very exciting presentation for you today today we're going to be covering how to get access to up to a quarter million dollars of funding right now there is a lot of opportunity out there but if you don't have access to funding then your business may not be able to take advantage of it so my name is ari page as i mentioned i'm the chief executive officer of funding grow and here you can see me with uh my two beautiful children kayla and dimitri and uh we reside here in sunny florida where things are open and we are getting lots and lots of business credit churned out every single day so today we're going to be covering how to get business credit and how to keep it from showing up on your personal credit this real business credit and how to give up equity within your deals in the sen or to keep your equity within all of your deals and to give up equity partners so that you are the 100 funder of your deals you don't have to give up any of your business to anybody else we're going to teach you how to do that as well as everything else that kind of goes along with business credit keeping your interest rates as low as possible so today what we're going to cover is why business credit is one of the best forms of funding that's available today and how to quickly get a lot of that so we're going to talk about how you can get access to funding lots of funding not just a couple of these business accounts but a lot of these business accounts enough where you can use this as a credit card stacking process and get access to a lot of uh funding in a very short period of time using our proven process and this process is something that hundreds of clients are using every single month with funding grow so we're also continuing we're also going to cover how we handle negotiations how do we get this type of funding for clients how does that negotiation process works and can you use it to buy real estate yes you can use this type of funding to buy real estate you can use it as a cash buyer you can literally wire transfer the money to buy your real estate okay you're going to hear from actual clients that are already using this type of credit and finally we're also going to talk about non-recourse credit and what is non-recourse corporate credit which is completely separate from business credit now before we get into all of that i want to know what is holding most business owners back a lot of you on the on the webinar today are business owners come to the console and let us know what is holding you back come to the comments area let us know what is holding you back what's holding your business back right now we're really curious we want to know now one of the things that's hurting the market a lot is capital constraints and this is where small businesses medium-sized businesses even large businesses are not getting access to the funding they need to expand at the rate that they're used to and so being able to get access to funding is really important especially in today's market with the way that the chronovirus has affected everything that is what's really holding a lot of businesses back so some of the benefits and there's many benefits to this type of credit but some of the benefits and we're going to be going over this is that there's an introductory rate that's given on these type of business credit cards and it's really really beautiful and so that introductory rate is on average around 12 months now there are some that are short six months and there are some that are as long as the longest i've ever had is a 22-month city offer zero percent business credit card beautiful and you're able to leverage the entire thing into your business so we're going to talk about how using this type of business credit cards you can in the credit card stacking process within three to four weeks you can get up to 125 000 that's if you have good credit if your credit's not so good it might be more in the 30 to 40 to 50 000 range it all depends on exactly where your credit is now this type of funding does not appear on your personal credit it doesn't report to your personal credit it is personally guaranteed but it doesn't report to your personal credit meaning that we're able to leverage the entire account without it affecting your personal credit we're gonna get more into that but that's part of the goal of this type of funding so no collateral or asset is required tax returns are not required there's no income verification needed and the one of the most beautiful things about this form of funding is that you get all types of cash back and rewards and airline miles uh i went to spain a few years ago in first class we literally had beds laying down and all of it was paid for using the airline miles it was a beautiful thing so let's let's do a little bit of of comparison so hard money versus business credit we have two different forms of funding that are available on the markets one of them is hard money everyone's already aware of hard money and the second that not everyone's really aware of is business credit but business credit is a little bit more difficult to attain but it has a lot better rates the rates are absolutely amazing in comparison to hard money so i've laid out just a few of the uh you know a few of the stats that are related to a hard money loan versus a zero percent loan and as you can see right here a hard money loan is going to total up with a lot of overall uh uh a lot of overall costs so here you can see we have fifteen thousand on a hundred thousand dollar loan and that's a twelve percent interest three percent origination fee and but when we look at the cost of a zero percent business credit card which could be in the form of maybe three or even four cards that and that could be but the the total cost of getting the money off the card is 2.8 and this right here this 2.8 percent which at which 100 000 adds up to 2800 this right here is just on the wire transfer fee to get the money off the card so here to access it you're talking about 2800 versus 15 000 and so there's a big difference when you're looking at these different forms of fundings and that's one of the more common ones hard money there's all types of different types of funding out there that cost way more than business credit and a lot of people think well i use hard money because i can't get approved for business credit or i use this type of funding because that's all i can get you no you don't realize everyone everyone in america can get access to business credit everyone can do the credit card stacking process and that's with business credit cards that don't appear on your credit report there is no excuses that's going to hold you back even if you have bad credit which is the one and only excuse that could hold you back even if you have bad credit that too can be fixed and we're going to get more into that in a little bit so secondly i'd like to know what will you use the funding for if you would come to the questions area come to the comments and let us know what are you going to use the funding for so a little bit about your presenters uh i am ari page i'm the chief executive officer of fund and grow and i also have jason alonso who's our chief operations officer he's going to be coming on in about 20 minutes and he's going to be giving you real life insider testimonial of how how life is inside funding grow so he actually runs the operations department he's running the negotiations team the consultant team he's running everyone within the building we have about 65 employees that are here uh it says 50 team members on the screen but we're actually we're growing so fast so there's about 65 team members here in our building in spring hill florida and together we are churning out millions of dollars of funding every single month last month we generated 19 million in funds for our client pool and so that's just in one month alone 19 million in funding and that's a lot of funding that we're generating every single month and we're super proud here's a picture of us of our whole team with everyone that we could get uh that day and so this is everyone here in front of our building uh in spring hill florida so if you uh are watching us on youtube or on the webinar today we want to encourage you come and join us on our other social media channels we would love to have you uh in the sense of coming and commenting and and helping drive uh our conversation and letting us know what you're interested in hearing about we also interview clients on our youtube channel so if you're interested in hearing more about from our clients and what they're doing you can go to our youtube channel so thank you for everyone who has joined us today we have a special bonus just for uh staying on to the end of the call it's a 500 bonus so please stay on to the end of the call and what we're going to jump into now is how to get access to 250 000 in funding so a lot of banks offer these types of business credit cards a lot of banks offer zero percent business credit cards all you have to do is go on google and type in zero percent interest credit cards now the question is how do you get access to them how do you use the cash off them and how do you get the largest limits the largest amounts so you have to obtain multiple accounts at the same time in order to do the strategy so the first thing is we have to make sure that your credit is very clean and you're ready for for us to apply for the funding so the only way that we're gonna get 155 000 like for phillip here the only way that we're going to do that is by first of all looking at phil's credit cleaning up any type of tiny little issues we're not talking about credit repair we're talking about just the you know the like the credit balances and making sure that there's no late payments uh well late payments are something that's a negative but there's a variety of different things such as balances such as uh the way that the seasoning is reporting and we're gonna be getting more into this there's actually so many things that it's hard to contain in your head so we're gonna be getting into the into the credit reports in a short period of time but we're gonna show you how if we can fix those little statistics how and some people do have bad credit we're going to get into that but if you don't have bad credit but you're still having a hard time getting access to funding there's little items on your report that if we get them cleaned up you too can get access to a lot of funding on your first batch but i'd like to know how much funding do you need access to do you need a lot of funding are you looking for 50 100 250 000 how much do you need to start or scale your business come to the questions area and let us know now having your entity structured properly is a really important part of getting access to a lot of funding fast so if you want to go to the banks and apply for four or five of these credit cards at the exact same time and get approvals on all of them you need to make sure that your entity is structured properly so now what are what are the attributes that would make a safe and sound entity so there's three main things and that is the length of time your company's been open the industry that you're in and the name of your company you need to make sure that the length of time is something that's that that is uh acceptable by the banks so and we're not advocating using a shelf corporation or anything like that uh that's that that's not a effective way of doing this but you do need to make sure that you have an entity that has the sufficient amount of seasoning at least two years and that you are in a safe industry so and that you're so it's not something that's considered risky by the banks and that you have a safe name so a safe name is something uh you know that's not indicating a risky uh industry and so that's a pretty much uh straightforward so now one of the things that helps our clients with that is that we actually are going to provide that in our consultation we actually go over these individual things with a client we work through them to help create those specific attributes that they need not only with their entity but also with their credit and so you're gonna see as we move forward how that comes into play with the credit i'm going to bring up a credit report on the screen we're going to go over that in just a minute but all of these different things make a big difference your debt to credit ratio what type of accounts you're using the seasoning on your accounts whether you've uh have a lot of different separate accounts from the same lender that you could merge together to have less overall accounts with higher limits because you have merged multiple accounts into one so there's all these different things that you can do to help your credit that people aren't even aware of but the first thing is you have to know what credit report am i looking at if i'm looking at a consumer credit report it's a lot different than a bank try merge credit report so a consumer credit report is giving me a 24-month snapshot so it's giving me a two-year snapshot whereas a try merge bank report is giving me my entire credit history all compiled together in order for the bank to give me a leveraged appropriate decision on my on my loan and so a leveraged decision means that it's something that's based off of actually lending credit to you as opposed to a consumer report just giving you a snapshot of what your credit is so you need to have a a more in-depth look at your credit by the banks which is what the tri-merge credit report is so if you had access to that and you knew exactly which one of the uh the um the credit modules that the credit bureaus were using then you could be aware of whether or not you're using the latest uh credit scoring modules and whether or not the banks are even looking at the same thing that you're looking at let me give you just a few examples of this so on on the screen here you can see that i have two different credit reports pulled up this one on the left hand side is a consumer credit report and the one on the right hand side is a try merge bank level credit reports like when that you would get if you went and applied for a credit card is what they would uh be looking at and so i just want to point out a few things on this account to start out or on this credit report to start out with so first of all you can see that on the left hand side there's only two accounts reporting to this entire and it takes up an entire page this is what it looks like on your computer screen these are the same ratio and so this is what it looks like on your computer screen it takes up the entire account and all they're showing you is a 24-month snapshot from one side to the other that's only 24 months so if this person theoretically had late payments before that time it wouldn't even show up on this particular report because it's only giving you a 24-month snapshot plus they're only giving you a handful of fields here only a handful of fields as opposed to the bank level credit report giving you a lot more data let's let's unpack that and dive into it so first let's take a look at this gmac mortgage so this mortgage it claims in the day open field that it was opened 06 of o5 seems straightforward enough right seemed that the seasoning of this account should then be based off of when it was opened the open field says 06.05 that should be a nice strong seasoning except there's this little caveat the banks don't use that field even though it clearly says date opened and they should go off of that they go off of this other field over here this other field over here is called the historical status field so the historical status field in this particular case for this mortgage was reset to one now why would they do that why would they reset that field to one well the reason that that field was reset to one was because this particular lender had been bought out by another lender during the crash and this happens often when bank buys out another bank they reset the seasoning of all the mortgages that they bought from the other bank and so even though this was open in 2005 they had one month of seasoning and so we got that updated for our client we had this updated to 99 months as it should be so that this client had a nice strong seasoning because they hide this this historical status field folks this entire thing does not even show up on the consumer credit report it doesn't even appear so if you if this client had figured it out or this client never would have figured this out because on their consumer report when they look at the date opened which is right here the day opened they would have been they would have been messing around with this not knowing that this field here that they open field doesn't make any difference it doesn't make any difference at all so by having access to this historical status field we were able to get this updated and then that code the code went down so as you can see there's going to be codes that pop up proportion of loan to amount is too high and these different codes greatly impact this so if this code pops up saying that he has too many recent accounts open times's most recent account opening is too short so if this code pops up suddenly it kills the deal so in this case we were able to get this updated i don't know if that makes sense if that makes sense folks come to the questions area and let me know if what i just said there made sense to you i'm going to go over the next thing now okay so let's take a quick look at this chase account right here so this chase account in the high credit field it says zero now who on the call knows about the 35 credit ratio the 35 ratio this right here is the golden rule of credit cards so the golden rule of credit cards is do not use more than 35 percent of the limit if i have a 10 000 limit i can't use more than 3 500 because 3 500 is 35 of 10 000. and so if i use more than 35 percent of the 10 000 limit then my credit scores start to go down this is why we use business credit cards folks because the business credit cards don't appear on your personal credit report the business credit reports your tax id number building your per your business and corporate credit and that is the that's the secret sauce here so in this particular case this client had a chase card and it was a personal card and that card reported to his credit report but in the credit field they were reporting a zero now why would they report a zero when this client actually had a very big credit limit well they do this folks to people that have good credit they do this to people that have good credit so if you have good credit and they want to bring your score down then what they do is they'll offer you one of these cards all the banks have the bank of america chase capital one american express all them have they call it something different one of them calls it the no limit card one of them calls it the fair and flexible card another bank calls it the open card and essentially what these cards are are they are a credit card that does not report a credit limit to your credit report they have a soft limit in the bank system but they do not report the limit to your credit report and they act as if you are such a high-end client that's why we're not going to even put a limit on your report you're such a good client we're not going to even charge you an over limit fee if you happen to go over our soft limit within the system of 20 30 whatever we've given you if you if you go over that you don't get a fee and what do they get by this arrangement what they get is they have no credit limit reporting and so when no credit limit is reporting now this client put 5 392 dollars of a balance on this card it's now reporting on a zero limit and this client is five thousand three hundred and ninety two dollars over limit this client's scores were so low they had no idea what was going on because he's five thousand three hundred ninety two dollars over limit where the mortgage that was set up last month it doesn't even make sense and this right here folks could be happening on your credit report so what did we do we had the limit updated to actually and we call it imposing a limit you call the the bank and you say i want my 25 000 limit to report so we call up we have the 25k report and now 5 000 balance on a 25k limit not a problem it's below your 30 you are good to go so these are the ratios that we're talking about folks this isn't even bad credit this isn't even about bad credit so and there's all these different things that are going on on people's credit reports all the time and like for example on this account over here we wouldn't even know is this an authorized user account is this person the co-borrower are they the borrower on these on these reports over here they'll tell us do you see right here director vision over here do you see this little a do you see this a this a says that this entire account here this bank of america account is nothing more than an authorized user account so if this client happened to have a late payment and a couple of 90 days and some some late payments let's say he had some negatives on here they could remove this entire account this entire account could be removed office credit report that easily because they're just an authorized user now sometimes people know when they're an authorized user but not all the time a lot of times people don't know we tell them hey did you know you're only an authorized user on this account and you can remove it and so once you let them know that then they can remove it and that entire account won't hurt them and of course it's only sometimes that someone has a late payment on the account at all so i could literally go on and on here folks but look out down here on this american express card is a closed one but look how they reset this client seasoning to one this is these games the banks play the we don't we don't want to play these games our job is to make it so that your report and your profile looks rock solid and that you'll get the highest amounts of proof approved you we don't want any of these codes to pop up so it's really important that we're credit masters that we know exactly which module we're pulling that we're pulling a try merge report that we're seeing the exact weighted score that the bank is seeing we need to see that weighted score because we need to know would the bank approve you if you were approved for 250 000 we don't need to know a snapshot of a consumer report we need to know a weighted score so personal credit absolutely matters that's why we're helping our clients uh position themselves uh we're not a credit repair company we're not doing any type of credit repair that's not what we're talking about we're talking about consulting advising you on the on the ratios and on the stats that show up on your report and making you aware of things that you may not be aware of otherwise so we already went over the 30 we have it at 30 here 35 is the highest really let's let's keep it at 30 folks so keep your personal credit cards at or below 30 percent if you want to keep high scores and so you're in order to keep a high credit score you have to make sure that you're not over utilizing your credit cards and one of the strategies is if you have multiple credit cards from a lender let's say you have a lot of cards from usaa or maybe you use chase bank and over the years they've offered you multiple cards well have you ever considered calling chase and saying you know what i got this five thousand dollar card i have this ten thousand dollar when i have this three thousand dollar one i want to merge all three of these together into the account that was opened the longest ago the oldest account so now the oldest account i have now has the limit of all three of these credit cards merged into one so now i have less overall accounts and the accounts i do have have higher credit limits and i've closed the accounts that are newer or i've merged them into the into the older account and so i've retained the account that has the older seasoning and that's really important to do this is what our team does they'll help you with that now if you are in a situation where it's not statistics it's not just the the uh you know normal things on your credit report causing a problem but you actually do have a late payment or you actually do have a negative or you have in the past gone through bankruptcy or some other problem understand that that too can be fixed now we're not a credit repair company but we do work together and we have partial ownership in another credit repair company called km credit health and we've worked together with them for many years and we also advise and guide this company and how they operate and so we we have a lot invested in that company in the sense of a lot of clients that we've signed over there and this is an incredibly great company to work with they have this very unique four-channel multi-dispute disputing system where instead of just disputing by sending in a letter which a lot of credit companies that's all they do they just send a letter in they send another letter and another letter and they just ask the same thing over and over instead of just sending in a letter what they do is they identify that there's four ways to dispute with the credit bureaus number one obviously everyone knows about the letter number two you can fax in a dispute to some of the bureaus number three you can do an online dispute and number four you can do a verbal dispute you can call in and all four of these departments give you different feedback where in some cases you can't get the people at the when you mail in the letter to get a specific item removed many cases by calling in and verbally talking with them and becoming irate they can get them removed or by doing an online dispute i don't know somehow the geeks in the online department they they can get it removed and so you have four different channels they switch gears instead of just doing the same thing over and over and expecting different results they actually do something differently and then they get different results and we've worked with them for a long time and they have helped so many of our clients it would be a disservice for us not to tell you about it so what happens if it's not credit repair holding you back but you have something else let's say that you have uh another loan that is uh weighing on your scores that's another thing you don't want credit you don't want to have all this heavy credit balances on your personal scores you want to have it on your business credit so we have a lot of clients that have high credit scores and they're still having a hard time getting access to funding and not because of anything they're doing necessarily but it's because of some things that they don't know and so there's ways to to get some of these higher interest loans off your report to work on your ratios to work on the stats on your report to bring it up so that you too can get access to the funding and not only is it about your scores going higher so you can get access it's about changing those ratios because the score is only indicative of what's going on on the report it's not a hundred percent they're not going to just approve you they're like oh this is your score approved that's not the way it works there's the score is indicative so they're like well this score is there okay now we know you're in the range where we might approve you so then they take a closer look so one of the reasons why clients are getting so much funding with us is because we have been doing this for a very long time and our team is very dedicated to our clients and um actually our negotiators are literally paid only on what they negotiate and get for you so they're kind of aggressive and they work really really hard and we know what are the banks that are going to approve for this credit ratio and for this specific situation we know which bank is going to report to your credit report some banks call it a business credit card and then they report it to your personal credit that's not even a business credit card so our negotiations department is really amazing because what we do is we not only apply for you for your business we then negotiate follow up with the bank speak to the bank on your behalf to get the highest approvals possible that's why funding grow gets the highest approval amounts of any of the companies that do this in our industry because we actually follow up we take those extra steps to speak with the bank on your behalf and we do this all completely legally and we have a you know signed documentation a full documentation trail for the bank to be able to see that we're doing this to get you the maximum amount of funding for your business and without having a negotiator or someone to do this for you or for you to do it for you but most businesses don't know how to do this on their own most business owners don't know how to do this for themselves because guess what they're not in the business of funding they're in whatever their industry is so when you have a team do this for you you're going to get access to so much more funding and the worst part is a lot of people already have good credit and they're just unable to leverage it properly so once you've gone through that process you've gotten your first bachelor says 50 75 000 100 000 if you have higher credit you're then going to need to go through this card stacking process again and again and what do i mean by that well you're going to want to get access to more and more funding if you're doing real estate you might want to buy more properties it doesn't matter what industry you're in it's very possible you might want access to more not everybody does but many do so one of the things that's necessary at this stage is to remove the the credit inquiries on your credit report that resulted from a business credit card application if it's from a business credit card then it shouldn't be appearing on your personal report because it's for it's been guaranteed off of this you know it's for this business it is personally guaranteed but they're not able to report that specific inquiry against your personal report they can actually put it there but they can't keep it there so uh we're going to show you how to get all of those removed in order to keep your credit scores as high as possible so that we can go back for more credit and more credit because remember the zero percent is the the longest is going to be is 21 or 22 months the card stacking process requires that we keep the balances at zero percent throughout the entire process we're going to keep it regardless of which card it's on we need to keep on a zero percent card that's the entire point of the process and the biggest names in the industry are doing this this is what they do for their real estate this is what they're teaching their clients you may have heard about us from one of the uh people that you see on the screen or uh you may just know of some of these folks but um all of these people some of the biggest names in the industry this is what they're doing so now i promised you in the beginning of the webinar that we are going to talk a little bit about non-recourse funding too now non-recourse funding is especially cool and exciting because it has nothing to do with you personally it's not personally guaranteed and it would never come back on you personally now everything that we've talked about up until now if you're just joining us everything we've talked about up until now had to do with personal credit and and business credit so business credit is personally guaranteed meaning it that they have looked at your personal credit report but they reported to the tax id number of your business now we're going to get into a new topic now and that's corporate credit now corporate credit has nothing to do with your personal credit report they don't look at your personal credit report they're not reporting to your personal credit report if you don't pay the account they're not going to report it to your personal credit report because like i just said it has nothing to do with your personal so corporate credit is this whole new animal that we're about to get into so watch closely so the first thing that we're going to talk about is that non-recourse credit the reason why it's called non-recourse is because it doesn't come back on you there is no recourse so funding grow owns multiple buildings those buildings we established we purchased them with corporate credit that means that me as the owner i didn't have to put my personal credit down i didn't have to guarantee them they were bought solely on the credit of the business and we've bought multiple buildings being able to do that could you do that yes you could now you're going to start with business credit and as you build your business as you build your income you're then going to transition to corporate credit and then you can get fleets of vehicles with corporate credit you can buy your business's technology like your company phones and your uh your your uh your computers and your tech infrastructure can all be bought you know using corporate credit um you can buy your your uh your brick and mortar uh pizza ovens or your different pe tools and pieces of machinery all of these things can be purchased on corporate credit corporate credit is one of the largest biggest uh forms of funding that are the big companies are using the bigger your company the more likely you're gonna be getting access to this type of funding the smaller or more medium size your company is the more likely you're going to be using business credit to start with and then transitioning into corporate credit but just understand that you can buy literally fleets of vehicles all types of technology tons of real estate all using corporate credit so we here we have joe talking about how he got 140 000 in his first batch and he calls it literally it was rocket fuel for his business so thank you joel then we have al who now i like this particular testimony because al is talking about how he got 60 000 on his first batch but then notice how he says second batch update and he says 125 000.
now what is that second batch update so the second batch update what that means is that well i guess that doesn't work then what the what the second batch update means is that he on his first batch the first time we went through and applied for credit cards we applied for four or five of these accounts we got 60 000 but then we went through the second round of credit card stacking we applied for more more accounts and then got another uh a large amount to add to that so that's what the second batch update means and i'm sure everyone's already gone on to google at this point and they've already googled us you can see that we are upstanding members of the business community we're obviously on the bbb with a plus rating and one of the most important things is check out these customer reviews 813 customer reviews do we have some negatives yes we have some complaints we have some clients that have complained about us we have some people have complained about us we're processing hundreds and hundreds of new clients every single month we're generating millions and millions we're uh last month we generated 19 million in funding just in that one month alone and we do about that every single month but we're slowly growing uh our overall amount of funding that we're bringing in the amount of credit that we're bringing in but with all of that being said we're dealing with people's credit their finances sometimes people are rubbed a little bit wrong you know we didn't answer them quite fast enough or text them back quite soon enough and so there are a few negatives but the majority of everything you're going to see about us online is very positive very uplifting because that's what we do this is we're here to serve you to serve your business we're here to get you as much funding as possible our negotiators are literally paid on how much funding they get you they're incentivized to get you what it is that you want because we want a testimonial from you if you've gone online you've already seen how many testimonials we have now you know why we incentivize our negotiators to do for that type of behavior and because we want to receive more and more and more testimonials and the reason why we're able to get those testimonials so easily is because this is what we do all today this is all day long we're applying we're negotiating we're getting funding this is just what we do and so that's why when you work with anyone who's expert in what they do it's going to be simple to them it's not going to be hard it's not going to be complicated it's going to be easy it's going to be in it's going to be out and you're going to get what you what you paid for and so that's the whole point of course of using a done for you service especially done for you service where the you know that has the track record that we have and we we've been in the funding space for over well over a decade so i do have a few um bonuses that i promised everyone for joining us and so this specific specific bonus is for everyone who wants to get started today so we have an eight thousand dollar membership upgrade now if anybody is already aware of us and they know that we charge four thousand dollars for our memberships and that that covers one person so today we have an eight thousand dollar membership upgrade and we also are giving everyone access to our newsletter archive now this newsletter archive is amazing because it documents the process that it took for me to grow fund and grow from literally a hundred thousand a year to doing millions in revenue every single month and to where we are today where we're doing tens of millions in funding for our clients every single month our newsletter literally documents that how we do our marketing how we do everything to get us to where we are today and you can get access to that which is normally a 50 per month subscription you get access to the first month for free and then every month after that it's 50 a month you can decide if you want to be a part of that or not so everything that's included today is now is i'm going to show you here on the screen and this is the entire credit card stacking process all done for you now of course you're going to have to like open up your mail you have to take out the card and activate them there's a there are some things you are going to have to do but by far and large we do all of the work for you this is a done for you service and by now you can see that all of the parts of the process are put together for you you're not you're not the secretary here you're not having to go and do things and figure it out we've already figured it out all you have to do is sign up get started and we're going to get the credit for you so everything that you see on your screen is all part of that process so of course the the consulting that is a very important part because we're going to be telling you exactly what you need to do uh in order to allow us to get you the funding and that might even just be like hey don't answer the phone call right now because we're doing this or it might be the you know whatever that part of the process is so being able to not only uh know what to do when to do but also where do i go which banks are going to give me zero percent which one's going to report to my credit report which are the safe banks which are the the banks that are not safe to work with because they charge a lot of nickel and dime fees which we don't want so all of that is provided by us we're going to set you up with entity like we talked about earlier every single client that goes through the process that's not going to be your problem we're going to set you up with a 100 legal 100 ready for funding we're going to show you how to utilize the business funding with no advanced fees we're going to show you how to get the cash off the card to spend it on wherever wherever you want how easy that process is you can do it like a wire transfer if you want it's just it's a very simple easy process the the credit card how to spend it that's not a problem even if the business that you're trying to purchase something from even if they don't accept credit card will show you how to still use your credit card to purchase their service their product let's say you're trying to flip a house you need to replace a roof as a house flipper and the roof company doesn't accept credit card we'll show you how to use a credit card to pay them anyway it's very easy very simple so all of that is included so the credit coaching package of how to remove the credit increase the business from the business credit card so we can go back over and over and over that alone is a 500 value you're going to walk away knowing how to remove those inquiries from now on it's one of the coolest things you're going to be able to tell your friends and family like oh i know how to remove credit inquiries without my credit report it's a pretty cool thing so anyway then also the the dnb corporate credit and you can easily get access to a hundred thousand of that in a fairly short period of time um and the more you work on the corporate credit the more that you can get access to more and more and more of the non-recourse credit and then of course the both of the bonuses that we just talked about and so all of this today is being put together into a package not a 4000 but of 35.97 34.97 so 3 500 so go to fundinggrow.com forward slash 2021 so that you can take advantage of this offer now again usually this is a 4 000 cost for one person but the 8 000 membership upgrade that we're talking about today we not only have taken the price from 8 000 down to the i'm sorry from 4 000 down to 3 500 but we're now gonna even throw in a second membership so the eight thousand dollar bonus that we were talking about is because we're going to allow you to sign up two people for the 34.97 so let's say that you're married and you have uh a spouse well they can join the program too now that will double the amount of funding that you can get access to that means another tax id for them and one for you and now you're going to get business funding uh from both of these different uh profiles instead of just one so uh let's say that you have a business partner that you work with that you you're in a partnership and let's say you're a doctor and you work with another doctor well they now can also get access to this program so you could go and tell them theoretically that they could pay you for half the program and they will get access to the funding now clients that do this they get access to a lot more funding because they now have a second profile instead of just one person's credit one person's profile to work off of we now have two and so we can unlock funding even quicker getting into your hands for your business's spending even faster by using a second profile and now we're not even charging for that so normally you'd have to spend four thousand for person number one and then another 4 000 for person number two but today we're doing two people for the price of 34.97 one membership for two uh for two and even if it's two separate businesses that's that's no problem because that's that's all part of the membership of what we're doing today so once you go to fundinggrow.com forward slash 2021 so fundygrow.com forward slash 2021 this is what you're going to see on your screen so the best deal is the 3497 is just to purchase the one-time deal so but if you want to pay two payments if if 34.97 is not working into your budget for this month
then you can pay in two payments of 18.74 which means you pay the first payment of 1874 today and then the second payment of 1874 30 days from now now it's important to note that you're going to pay a little bit more than 34.97 on the two different payment plans just a little bit more and you're doing that because you're financing it so that's the cool thing about financing is you can get access to things you wouldn't have otherwise that's why we call it uh opm other people's money and i would highly advantage that you take advantage i would highly recommend that you take advantage of that so if you want to pay in three payments you pay 13.32 today and you get started with the entire program to pay 1332 today you get started with the entire program you pay the second payment 30 days from now and then you pay the last payment on your 60th day so that way you can get started you can pay in three different payments and again on the payment plans you pay a little bit more than 34.97 but it's still discounted from what the three pay plan would be on our website so if you go directly to our website defundergrow.com without putting the 2021 it's going to all of this is going to be way more expensive you're not going to see these prices on the website so make sure to use that link fundigrow.com forward slash 2021 now here's a few specific facts about the membership
so if you are a member you're going to receive an individualized plan it's not this isn't a pdf that's going to show up in your inbox that you then have to like follow when i'm saying an individualized plan you're gonna get a phone call you're gonna go over your credit report where you have it they have it that your consultant has it you're going over it together they're letting you know what they're gonna do on your behalf to get you this funding and then they are going to go off and do that plan and that plan is made specifically based off of your situation and based off of what you got going on and what they're doing for you is probably completely different what they would then for the client right before you and a little bit different than the client before that because every client you know all these credit situations credit situations are like blades of grass in my yard they're all different there's just so many of them the important thing is to have a consultant that understands all those differences and how to take advantage no matter where your credit is they know which banks are going to approve you for them for the most and that's based off of our historical data of us taking just tens of thousands of clients to the banks for so long applying for such a long period of time and storing up all that data and that that way we know where to take you and how to get the most uh the maximum amount of funding but it's important to note folks we don't want to do any of this without doing it legally legitimately and the right way we are not in any way advocating to get funding that we don't pay back to the banks or that we get funding by being disingenuous not at all and if that's what your intention is don't even work with us we don't even want to work with you what we do is we get legitimate funding for legitimate businesses that are looking for legitimate expansion and we have a great relationship with the banks because of that and because of that we can leverage that relationship to get you a lot of credit so there's just so many ways to use the funding we have clients in all different industries that are in real estate that are that own a brick and mortar that are in e-commerce there is truly unlimited ways of spending the funding and being able to grow your business and if you already know ways of being able to grow your business if you already know what to do with the funding then that's not even it's not even a it's a no-brainer it's not even about what you're going to do with it it's just about how much funding can i get access to i just want more and more funding because the more funding i have access to the more i can leverage and here in america we can use other people's money and we can leverage this money that comes from these big institutions for us for our for our families our local communities and to grow our businesses and it's truly a beautiful thing so we have clients that are wholesaling we have clients that are doing digital e-commerce that are doing marketing there's just so many different things that we have clients doing but one thing that i i want to show you is a client that in his own words went from doing 40 000 a month to doing over 400 000 a month he attributes that success that growth of forty thousand a month to four hundred thousand month over month that uh that success is attributed to him getting access to funding and not just one-time funding not just a hard money loan but funding that he can use over and over and over again in his business and so i'm going to go ahead and put on nick perry talking and then after that like i promise i'm going to be bringing on jason and we're going to bring jason on who's the chief operations officer of our company and he's going to come on and let you know about how our operations are and how the the negotiations are working and give us kind of like a little update for the month uh all in all you know as the recording right now it's uh april 14 2020 march was a record month for us we did just over 400 so now yeah 10 extra revenue from a few years ago correct i mean you know without without having that liquidity in runway it would have been it would have been a real grind to make that happen that's awesome after coming back from a mastermind you know i said you know if this is the answer i need to just quit being quit being gun shy and make it happen so you know that was one of the best decisions in my life i still would say you know find like business and financially fun to grow is one of the smartest moves i've made hands down all right guys and as promised i'm here with jason alonso who is our chief operations officer and jason is going to go ahead and answer everyone's questions he's also going to give a little update on the amount of funding that we've brought in this month so far and i can see there are just so many questions that have come in here so jason go ahead and take it away from here man thank you so much yeah man thanks for having me um i'm really excited to be here uh really excited to talk to you guys i want to make this as interactive as possible uh engage with you guys a lot you know ask your questions put them in the uh in the comments section i'm gonna go over a few more slides with you talk about the operation side of our business really go in depth on some things for you and hopefully um you know talk to you a little bit more about what what business credit does for you does for your business and and ways that we can help you even more so uh this is me this is my family here in the middle uh my fiance christy banks who's also with the company um here's a picture of us out in ohio on a on a uh a vacation of ours during christmas so um the first thing that i really want to talk about is is the importance of the 500 discount the 12-month uh with our 12-month membership so what we're really looking for is scores at 720 plus if you don't have 720 scores right now it's not a problem as ari mentioned before we do have that affiliate kadum credit help who can help you in ways to to get your scores higher if you have derogatories on your reports now if it's just pay downs things like that we're going to coach you on how to pay it down what accounts to pay it down what accounts to merge whatever we can do to get your scores up because our goal is to get that business credit right we want to get you 250 000 plus of business credit but we also want to help with your personal your personal credit is going to follow you with you your whole life so it's important that we get that up this 800 scores it's very very important so sign up now you can find out in two to three days what your individualized plan is what your next step is i'm gonna go through in just a little bit with our client journey you're gonna see it it's a circle it's a circle graph that shows you exactly what to expect with our program guys i see there's a ton of questions coming coming through right now robert yes i'm going to be answering questions in just a little bit frederick yeah we do offer a referral program we can go into that in just a little bit uh nairo kadum is great yes they are they're fantastic they help a ton of our clients uh does the inquiry removal uh this question's from leroy does the inquiry removal only apply to business cards or can personal inquiries be removed as well the rule of thumb there is as long as it was not approved and shows up on the personal credit you can remove inquiries right so we'll talk you we'll talk you through all that uh we can go through that step by step uh later on in the in the presentation here but if you sign up with us we'll talk you through which inquiries can be removed which ones can't thanks for the question leroy elizabeth asked is it possible to pay the 12-month membership with paypal unfortunately not you can pay by check you can pay by ach or credit card uh t looney i'm a realtor i work with a lot of investor clients you offer a referral affiliate program yes we do um if if you leave a comment here we'll be able to reach out to you or give us a call our phone number right now is up at the top right hand corner of the screen uh if you have any questions about becoming an affiliate uh we we welcome that you know obviously the more people that you can send us word of mouth is the best way to to get business plus it's more trustworthy we do want our affiliates to go through the program if you haven't gone through the program we would love for you to do so that way you can explain it the way that we can explain it and there's nothing hidden or there's no uh misconceptions about our program as well um so if you sign up you're going to get an in-depth underwriting uh with a con with a with an expert really a business credit expert so we're going to tell you where you're at right now it's individualized everything's individualized ari compared it to a blade of grass it it's a hundred percent true right so a 720 for one person can be a completely different 720 for somebody else this person can have three accounts open um you know ten thousand dollar limit fifteen thousand dollar limit twenty thousand dollar limit and their their balances are below thirty percent the other person could have one au card which is an authorized user account uh that already mentioned before and they could have one investment loan that's two completely different things right so allow us to dissect into your into your personal credit profile your business credit profile your business situation so we can give you that individualized plan as you can see the last bullet here does say a 720 fico is okay it could take longer though if you have below than that right if you have below that there's something going on that that's hindering you to get the approvals with business credit using plastic so ari mentioned this back when he was talking about the hard money loans and and paying the the contractors for new roof basically what we're going to do is set you up with plastic now plastic is a third party we we we partner with them but we have a great relationship with them we're going to be able to input your information into their system so that you can contact somebody on their on their team who deals with fund and grow clients right so so they know exactly what a lot of our clients are trying to do whether it's purchase real estate or get into the e-commerce side or or pay contractors whatever it is that you're trying to do they've seen it previously with our clients all you're going to have to do is add your payable account so who are you paying with the accounts who are you trying to is it is it the escrow account is it the closing attorney are you trying to buy a real estate property with cash yes it can be done it really can be done um you're going to be able to add those people to your account you put your credit card information in they send a check or wire transfer within two to three days for the wire transfer checks take a little bit longer more like three to five days but at that point when you send that wire transfer boom you just closed on a cash deal it's it's literally it is that simple sir sergio um he he talks about it right here you know he he got 74 000 in in credit four different banks all zero percent between six and 15 months we're now going after accounts that are more in the 12 to 20 month range but there was accounts uh previously that that was it was a six month card it's still there it gives back cash rewards but he was able to get 74 000 with these accounts he wired roughly 45 000 as a cash down payment for his second rental property using plastic folks it can be done it's it's i know it sounds crazy i know it sounds tricky i know it sounds hard but it's not it's really plastic is there for a reason they're well established business you can look them up as well allow us to get the funding for you and there they will be the ones that are able to send that wire transfer to you so you can close on properties as cash you can use these these accounts that we obtain for you basically as cash now you're not pulling cash off right you're avoiding that 29 cash advance fee nobody wants to pay that that's that's astronomical you know that's huge that's a huge amount that you're using to pull the cash off when all you have to do is pay 2.85 percent to send the wire transfer or to send a check you can pay utilities with this thing you can you there's so much stuff that you can do with plastic that you can't typically go and just swipe a credit card with the other thing to remember about plastic is that you're getting you're paying 2.85 right most of these accounts come with the rewards right ari was talking about how he flew to spain some of them come with travel rewards some of them come with with cash rewards one percent two percent some of them go up to five percent on specific purchases but if you're getting between one and two percent on cash rewards you're paying for some of that fee so if you're getting one percent you're only paying 1.85 for plastic right if you're getting that
that that cash reward back you're able to use the rewards to pay for these fees again which makes it cheaper way cheaper than going through a hard money loan or even worse a cash advance fee here's a few more more of our reviews fund and grow here we really really focus on customer service ever since i've started here my main goal was to get customer service through the roof uh we upgraded our phone system recently uh we've added added staff obviously like ari mentioned we're at 65 65 people in the office looking to continuously grow that way we can better you right when you send us an email we want to return that email as quickly as possible definitely within that 24 to 48 business hours your phone calls stay on hold with us for a little bit if we've got a heavy call volume you're gonna either have the option to press two and get a call back or we're gonna answer it right away right if you call during during um when we're not in the office during off business hours we're going to return that phone call the next day we're going to respond to your email the next day we have a li
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