Perfect Strategy for Mutual fund Investments !!! #Face2FaceEmerge
hello hello, friends, this is Vivek Bajaj cofounder of stockedge and elearnmarkets in this series, my core idea is to make everyone financial independent when we talk about financial independence I don't only mean trading, but also investing and long term wealth creation my motive behind face2face series is to make an impact in my viewer's life. I would like to tell you that I started my career through mutual funds, and it is the best way to create wealth with discipline people think that we do not need mutual funds, we can directly invest in some XYZ in direct equity. Sure you can do that! I think nothing can give you discipline like mutual funds, not even direct equity, so most of your investment should be mutual funds, and some percentage in direct equity it's not that you will not invest in mutual funds at all, my guest for today is into mutual fund investments and he advises his clients for the same so if you want to know about mutual funds, and want it for your kids, family members, and others then you need to watch the video till the end I would like to invite Sandeep Kulkarni for a detailed discussion Hi Sandeep, how are you? All well all well. Thank you for calling me to your show. It's my pleasure, I would like to tell you that you are working so hard towards financial literacy and giving knowledge, which is not available in schools thank you so much for this, also many of you are joining us to help in this initiative. people need to understand the science behind the market. So in this video, we will decode mutual funds
so we will first do a background check and then we will do a deep dive into this industry I am into mutual funds for the past 14-15 years, I was working in India's top bank in the wealth management unit that's fantastic, you are in which city right now? overall you make people get into mutual funds and let them know the procedures, so you will tell us about the returns point of view I will not ask about the returns because in that industry we have to look after the returns later there are many other factors that make mutual funds different from others, so what is your overall experience? a lot of investors don't have time for the stock market so mutual funds in a good opportunity for them that's right. What is the minimum capital anyone can start with? is 100 okay? 500-1000 can be used for SIP, 5000 for the long term. 500 is a normal expenditure even for a 16-17-year-old person, they get 2000-2500 pocket money, so they can save this much and nowadays there are so many online platforms for saving money, and I have one principle in life, I hope I am not proved wrong in future an investment advisor has a very big role here because when the market falls then my friends call me and ask what should I do Vivek? and then I say invest more in direct plans if they kept an advisor then I don't think they needed to worry. Yes that's true we have handled portfolios of our clients during downfalls so we will discuss that today. People say that after we leave the money we should wait for the return, but if we actively manage then we can get more returns. so let's share the screen. The content is going to be very good, I shot this video before but it was not perfect. I am particular about the quality. So please watch till the end and share it with your friends and family
so our topic will be how can we use mutual funds for wealth generation in the long run so how to manage mutual funds portfolios and how to actively manage them, will be a broad topic of mutual funds you cannot take 50-60 stocks in mutual funds because in mutual funds there are already 20-30 stocks in the portfolio so if you take more stocks then it will over diversify, which we do not want, we want a simple portfolio we have one core portfolio and one satellite portfolio, in the core portfolio we have a steady income here you will invest in standard and compounding portfolios and in satellite portfolio you take for temporary returns, which is different from core portfolio but before that let us talk about why should we invest in mutual funds so let's discuss why should we invest in money, the most important thing is that we can diversify such as investing with just 500-1000 with a smaller amount you can have a very diversified portfolio investment officers do sector-based research, which helps the investors you can go to various funds, you can also go to medium, small-cap, and aggressive funds it is not easy to invest there, so you can invest in global funds such as brazil so if you have the discipline of investing in SIP then every month your money will be used in the stock market A certain amount gets invested in mutual funds so you get disciplined if you see the market now, then the bottom is down by some 17% in the index by staying at home you are getting a huge annual return, which is good without doing anything you can get a good return in the long run I will tell you to do core portfolio in a very simple way, you can go to stockedge app or website you can make your own portfolio, you don't have to do much because stockedge has made its own curated list there are 2-3 ways to make a satellite portfolio, one is the momentum way you can pick up sector one, and see where is the momentum you can make a portfolio the way you want and then you can join the sector you can keep 30-40 in the satellite portfolio, and can we keep nifty ETF in core? can we keep 20-30% in the index portfolio? you cannot sit and keep it with you because it has a lot of volatility and when it turns half, it is not that much usually, it is small cap or midcap I think you made a judgment from one incident because the base of nifty and small cap is really different and when the value gets half then that is a good time to buy you can buy it aggressively if you buy below 0.5 or below it is possible because on the large scale I can do SIP I will not do the other one I believe that we should not invest 50 lacs all at once, we can park some of it in liquid because understanding the timing of the market is not easy because outside of this timezone it is not easy to get this at a cheap rate in large cap there is hardly any tension in the long run take the example of ITC, people were thinking it will go up but it is not there are 4 basic rules in portfolio creation, which one to buy when to buy, when to sell, and how many okay so I will agree with you, and then let's proceed how can we generate revenue through this, we will talk about it if we decline this then the return can go up to 40-50% if we avoid that correction then we can grow in the return the intermediate-term is whether to be patient or aggressive
2022-03-02 20:22
