Asset Classes Paired with Global Events | Trading Futures
well good morning everyone john mcnichol and welcome to another fantastic week of education with td ameritrade you've reached trading futures so a lot's transpired going into the weekend as well as over this weekend as far as over in ukraine and also in world markets there we'll try and make sense of it by looking at some of the current market conditions we'll review the impact on various future asset classes and we'll probably toss in a little fibonacci uh towards the end as we look at some of the market indices so stick around [Music] all right hey it's great to see those that are live with us today we got tony and sandeep uh michael chesapeake bay robert charles radio wayne neil hashim tony peter bruce and everyone else do appreciate you joining us here this morning uh and those of you that are listening to the archive session uh at whatever time of day you are following us do appreciate your support as well you can see my twitter handle on the screen at the lower right throughout the presentation at j mcnichol underscore tda you can also follow my good friend ken rose who is helping out on the chat today he's accessible at k rose rosc underscore tda he also has a fantastic futures class i believe every thursday we'll bring that up on the calendar to take a look at that a great follow-up session to what you're learning here today uh let's go ahead and take care of disclosures folks and we'll get right into it contents intended for educational information purposes only non-investment advice or a recommendation of any security strategy or account type options not suitable for all investors as well as spread straddles other multi-league options strategies often involve greater more complex risk than single leg option trades including multiple commissions make note as far as with options both long and short short options can be assigned at any time regardless of the in the money amount long options whether it's a long call or long put the entire cost of that option premium is at risk you're encouraged to practice what you learn here today with tools such as paper money application which is for educational purposes only successful virtual trading during one time period does not guarantee success of actual funds during later time periods mark ignitions change continuously make note that futures futures options trading trading get that out involve substantial risk it's not suitable for all investors please read the risk disclosure provided for you here also those futures futures options train services are provided by charles schwab futures and forex llc those trained privileges are subject to review and approval not all clients will qualify make note of transaction fees and while this webcast may discuss technical analysis other approaches include fundamental analysis may assert very different views and as we should all understand all investing involves risks including the risk of loss here's a brief bio for those that are interested i along with ken and about uh nine other coaches 10 other coaches i've been around the markets as well as on financial education for some time you can see some of my disciplines here and you can see that in application on some of my other webcasts uh throughout the week and that schedule is on twitter uh on my pin tweet as well as on the education tab here's our agenda as we go ahead and we take a look uh certainly uh uh war going on uh in uh eastern europe and ukraine a lot of things have been uh transpiring not only from uh tactical strategic uh economic uh response uh markets uh have been reacting to that in multiple ways there uh we'll try and uh keep the uh let's keep the emotion uh as well as the uh opinions uh on the chat uh let's say apolitical that's one thing me being a soldier i certainly have opinions but uh certainly over the last uh going on for decades uh have uh done my best uh publicly maintaining a a political uh posture and more importantly it for our discussion here today is what is the impact on the markets uh and basically hopefully make more rational investment decisions okay so in that we'll review some of the current market conditions we'll review some of the various asset classes uh to end the commodities uh that are being impacted and then we'll also go ahead and utilize the thinkorswim platform apply fibonacci retracements on some of the indices uh those you that do follow me on twitter have made comments uh on the past on technical analysis uh on uh some of those uh indices there in fact if we go ahead and bring up uh twitter there and uh you know one can see some of the post uh over the weekend uh concerning uh you know understanding information that comes out is uh not necessarily uh gonna be fact uh that can add volatility to the market also with some of the economic sanctions and financial sanctions particularly with swift uh how that's going to impact some of the commodity trade potentially and likewise will there be repercussions as far as with shutting down any of those oil supplies as well as natural gas that can be impacted but actually before that let's see there's our chart master riding to bear but on uh on february 24th on one of our affiliates had discussed on the potential for a near-term market low this was actually i believe the day before the invasion or right before uh the invasion came on that the market did find some key fibonacci retracements uh across the board some of the relatively bullish areas of the market such as the s p uh and the nasdaq had found some support at the third retracement basically a third retracement of the bull run from october of 2020 that's what some technicians refer to as the beginning of the uh the previous or more recent bull run before we kind of moved into correction and we started seeing some uh pearson lines uh as well as hammers uh coming into that uh immediately after that uh the nasdaq uh did find kind of a critical 61.8 retracement that fibonacci traders uh consider to be a make or break point and these are some levels to potentially keep an eye on uh as we continue this week we did get a follow-through bounce uh go in the latter part of the week russell as well kind of more of a little more on distinct potential for a double bottom as they did a 50 percent retracement of that 2020 run so hopefully you find some of this to be helpful here you know to clarify that if we go to the uh go to some of the charts whether we're looking at the futures or the cash indices i'm going to take this daily chart and we'll maximize this looking at some of the major market indices uh this is pretty much what i'm referencing here and not even referencing the bull run uh from the lows in march just kind of the more recent over this last year uh where some of these retracements have came in and as we kind of look starting this week uh we're not necessarily seeing a follow through from last week with some of those tensions uh continuing over the weekend uh some peace talks or true stocks uh potentially going on uh at what level is being determined uh but from a technical standpoint you know technicians traders would be looking for prices to basically break it be breaking above the high that previous week and we see we have a weekly hammer on the s p uh looking at the uh nasdaq ndx again kind of the draw on this was drawn fibonacci from the low back in 2020 that was the last major consolidation from a longer term although uh we did have a consolidation in april that actually did fully retraced and test hence why we're looking over the last year as far as drawing that we'll talk a little more about this on some of the current markets but simply go under the drawing tools select the percentage tool and if we're looking for an example of potential support in an upward trend then the idea is to draw with that trend going from a potential low and drawing it up to that high and you'll see those percentages appear now i already drew that let me go ahead and draw that one more time and overlap i actually hit in some of the other retracements but some of the common retracements are a quarter a third a half and two thirds usually in stronger trends the idea is that the quarter and the third would have a tendency of holding and notice that they did at different points but more of a deeper retracement is kind of in that 50 to 61.8 and notice how even on the nasdaq kind of held that make or break point coming off of those lows on those weekly charts and these can be applied to any time frame uh we can also apply them entry day which we'll do part of me towards the end of the session i got a little frog in my throat there for a sec all right let's go ahead and do a run down on some of our different asset classes here pardon me there start off we'll bring up forward slash es for the s p futures looking on the daily chart uh you can see that uh as far as with some of the fallen price action uh on that correction uh drew a price channel and so you know with that bounce uh hammer from last week we're seeing an inside day today uh that's at least a bit of a pause which from a bullish perspective can be more of a wait and see you know from bullish is looking to see if price is able to push continue pushing into that range or if it's going to fade and roll over and as we'll talk about towards the end where some of those potentials may be but with fibonacci uh but as far as on the price channel you can kind of get an idea from a price channel perspective and notice here up at the top of a 55 day moving average that's kind of running along there uh notice how that's been acting as some uh resistance so at least with this bounce uh question would be will this uh turn into a bullish reversal and break the down trend or are we going to look for some more pain if prices roll over from an intraday standpoint looking on the five-minute chart here over on the right i'll go and i'll maximize this and for some reason had uh huh now sometimes there's an issue if one's trying to plot or show trades on the chart uh sometimes they appear sometimes they don't looks like mine had disappeared here uh but just showing you some of the overnight action uh from friday afternoon uh which was a very bullish run uh closing up strong uh we had the gap sunday evening however notice uh prices did kind of stabilize relatively shortly afterwards uh in the overnight uh on this account i did do a practice position going long the futures uh trading up from the weekly pivot and closing out as we came up to the daily pivot as we start off the market you know prices uh this week prices are above the weekly pivot and above the daily at the moment all this seems to be going a little bit back and forth here but as far as on the posture of the day the longer that prices are able to stay above both of these pivots uh may set up for the market to continue uh to potentially close that intraday gap from friday there so something to keep an eye on there some traders may keep an eye on the high range here and looking for a break uh keeping in mind that uh you know certainly a situation is fluid uh overseas any type of uh news release or any type of news coming out of that region can certainly throw more volatility into the market there let's go ahead and double check uh from o to there talking about the lines and the pivots uh let's show you how you can do that you can actually do that uh two ways uh one point your attention here over to the right under the shared grid chart uh if you take this particular code it's a seven digit code it is case sensitive i'll go ahead and i'll paste that in the uh chat keep in mind it's not a recommendation or endorsement of any particular tool i would encourage you to modify and make it your own but as we're typing it in there those you that listen to the archive session you can go ahead and transcribe that once you take that you go to the setup in the upper right hand corner once there select open shared item and go ahead and type that in again make sure it is it is case sensitive as far as the letters that are caps and lowercase click preview uh down here is where you can go ahead and name it uh save that uh as a chart grid and then import you may get a pop-up asking you to overwrite an existing grid and i do have a little bit of a lag here waiting to see if mine actually comes up it looks like it didn't now it did boom should look something like this if you were to go ahead and add it on your own simply it's part of the studies uh go to the flask on the thinkorswim platform and let me go ahead and actually minimize this one here go to the flask on the thinkorswim platform edit studies and then go ahead and look for pivot there are several styles of that we're using the standard pivots you can go to the question mark to learn more but basically we are plotting examples of trading activity uh potential support and resistance areas based off the previous day of trading as well as the previous week so you can go ahead and add that indicator multiple times again it's on the shared grid i just gave you you can click on the gear and you can modify the colors as you see fit i basically kept the colors the same with the exception of the weekly pivot to differentiate that i made that one gold for our discussion all right and go ahead and apply that so that's what we're seeing on the s p now we're looking at two examples of the s p futures we're currently looking at forward slash mes which is the micro contract that has a five dollar multiplier per point uh the one and the trade example that i did from the overnight trying to see if i could get for some reason why some of the trades are not plotting there sometimes it could be an issue on the intraday if i go to the gear all right let's try this on another way there's a daily chart go to the gear show trades apply okay looks like it plotted there for some reason for some reason it's not coming up on the intraday charts all right nevertheless let's continue here somebody just keeps disappearing all right uh let's go ahead and take a look at the nasdaq forward slash nq again similar bounce to what we saw uh with the broader market uh last week uh nasdaq even though negative we were down about i believe closer around two and a half percent or more uh in the overnight so you can see at least an attempt at recovery and uh stabilizing there we go to the intraday charts you can see very similar to what we saw on the s p f futures uh at least attempting to hold or get above some of the weekly pivots and trade it up to that daily pivot there and currently uh trying to hold above it there okay so at least starting off with a little more sunshine after a horrible evening on the bearish side so get the small caps which have been relatively holding up even from the more recent sell-off and you can see that potentially reflected here uh small caps less impacted by some of those international events uh as a lot of those companies are you know more domestically related although some do have international exposure uh we can see a more stronger attempt to fill in that gap uh from the overnight you can see the semblance of uh some of the common patterns we teach the inverse head and shoulders the transition of lower lows to higher lows breaking above that weekly pivot which some traders look at that as an opportunity to trade between some of those ranges as we did have a successful rally from again the weekly to the daily pivot and possibly some follow through there as you can see where some of the other potential uh pivots may be however keep in mind and this is an important point uh when one is looking at things such as pivots is they adjust on a daily basis based off of previous trading activity uh so kind of look at it from volatility i mean if there's a wider range day the pivots will be wider the next period if the trading range is relatively smaller those pivots will be tighter now the problem with that is uh just because you had a light trading day the previous day doesn't necessarily translate it to be a narrow trading range the following day so when previous periods may be relatively tight and then let's say there's a trending day the next day prices can easily potentially break and go to multiple levels whereas if you have a wide range of price activity for instance what we saw on friday then it main prices may not necessarily follow through and trade nicely through those ranges and so to kind of visualize that as i verbalized it for you is when you go ahead and bring these up on an intraday and we're looking at a five minute chart let's look at the last five days you can see examples of where the ranges were relatively smaller and then once there are more moves in a day you'll see those bands open up and notice they'll stay wide if there's wider days and that continued going into friday and then you know we still have a relatively wider range here as well so pivot points are not going to be perfect but they are going to give an idea of potential support in resistance areas and traders may whether target those areas or target a percentage maybe it's a third or a half of that range notice in this case between those pivots at least in the russell that would be targeted uh that closing range from friday is about midway to that pivot all right now i did notice that uh there is a survey uh that is on the chat so would certainly encourage you to fill that out now we've just gotten started here uh but uh if you can click on that link and push it off to the side we would like for you to fill that on the end while the session is ongoing if you have that link i would love to get your feedback those are that are listed in the archive session if you enjoy what you're learning here today too you can just go ahead and click like and that'll let me know that you enjoyed the presentation and those you that are listening that are here live too you can vote twice you can click the like button as well so we've been going through some of those current market conditions we've looked at some of the indices there let's kind of look at some of the other asset classes and how they're doing they have impacted some of our practice trades that we've done in recent memory here so let's go ahead and continue on let's go to the daily chart we'll bring up crude forward slash cl uh and you know it's kind of interesting with crude now withstanding a lot of the issues that we've had and let's go and switch to the full screen as we go and we look at crude uh this is on western texas intermediate currently trading just under 95 we have seen some spikes close to that hundred range but knows those prices have broken off or not broken off but have broken back down kind of in the range that we've seen over this last month that could be a potential positive with the markets if tensions uh continue to lighten up and see how the flow of gas and oil potentially continue however this did have a negative impact on a condor that we had done previously if i go to the monitor tab or i should say an iron condor bear with me as we try and refresh my screen probably a lot of activity going on in the markets today all right there we go whoo got a little bit of an error here on the thinkorswim let's see if we can get through this uh go to the account statement and if we go to the account statement there's the practice trade i was trying to visualize on the chart from last night after the market open going along the s p futures as an example from 42.86 and closing in the morning that's a pretty significant move uh on that price action there and tracking from it and remember this is a demo practice account but giving you an idea as far as with the leverage uh on that that's what that was with five contracts at uh fifty dollars per point so that's five hundred dollars per point as far as a multiplier uh that leverage can cut both ways uh you know if it was a short position uh that would be a loss of about ten thousand dollars over that period now you can see that this significantly larger account uh and you know one still needs to consider as far as position sizing and risk management on how much you're willing to risk on any particular trade going back on that on the account statement i can bring up forward slash cl uh bringing up some of our previous trades we had opened an iron condor on january 10th uh on a practice account with the short strikes uh being between 86 and 70 and a half on the put side so the idea was being a bit more neutral expecting prices to stay in between at 86 and 70 and a half area well what was the end result well we were able to close out the put side at a gain relatively close to a maximum gain uh however the call side uh ended at a maximum loss uh and if i bring up forward slash cl you can see that reflected in the chart and with a lot of it notice uh breaking out of that range as we came into february with a lot of those tensions so economic events can certainly impact the trade albeit this was a defined risk uh if we go to the p l uh on that uh that resulted in about a two thousand dollar uh loss twenty one hundred dollar loss i think we were uh risking potentially upwards to around twenty five hundred dollars uh on the trade which again based off the size of the count relatively small amount so define risk even though a major world event occurred this is the importance of understanding that when one places a trade and have some risk element the ability of defining risk when they place that trade now let's go ahead and take a look at uh some of the other ones here uh one that we did have a positive outcome on uh let's now we look at this from a longer term standpoint and probably have to go even longer here you can see where oil prices were back in 2013-2014 there there is speculation uh you know goldman sachs releasing potentially stagflationary price shocks on commodities if things continue on going here in ukraine and russia uh looking at uh prices upwards into the uh 110 to 120 i believe were some projections there notice 110 would put us basically back up to where we were in 2013 2014. now technically uh recently as we look at the weekly charts you know we've seen some semblance of prices backing off on that but a consolidation can point towards a potential breakout and so something to keep an eye on in the coming days and weeks looking at gold forward slash gc uh gold is benefited and uh those you that recall uh another uh practice trade that uh we had done uh was i believe back around in this range from the end of january where we saw that gold was kind of in a range but they were making higher lows a sign of that momentum possibly going more positive if we uh go to the monitor tab let's go and bring up forward slash gc and have to do it this way since uh for some reason i can't plot them on the chart but we did an example of a long call vertical on february 2nd uh february 7th where we're targeting the short strike at 18.50
now of course hindsight's 20 20. uh some traders may considerable guys should have sold a higher strike uh to reach more of a game uh we actually closed this out uh on the 18th so i had a 19 19 debit uh 35 dollars and 40 cent credit however keep in mind that is not the value remember each future has a multiplier the multiplier for gold in this example is 100 so it's going to be that amount times 100 and then times per contract so in this case that was uh 30 uh 3540 and that was 1900 so one can do the math on that from a p l standpoint uh that was the uh gain on that practice trade okay all right um let's see where else we're going here uh since we're talking about these different asset classes and also uh previous uh practice trades we have one other example that we have that that's ongoing then we'll take a look at some of the other asset classes and that's on wheat uh food's pretty important uh ukraine considered to be the bread basket of europe uh between ukraine and russia uh there's a lot of grain exports and that has that impact on grains particularly wheat so let's take a look at that one this was another example similar to what we had done with crude where there was an expectation of being a bit more range bound uh with wheat or at least back and off of their highs if we look at the practice example on this which we currently have you can see that we are underwater on this example although just to show you by contrast it was actually positive on friday we have a short put spread at 7 55. and an example of a short call spread at 860. now notice this is a strategy that you know one may already be applying with equities we're just doing the same thing with the future side futures ain't for everyone but we're looking at similar ideas and employing similar strategies so the expectation here was looking for prices to stay between that 755 and 860.
well as we look at it right now here's the 860 blown right through it but notice a lot of volatility here uh as prices did spike and came right back down to that 860 pushing us into profitability but then snap back again as far as with the events over the weekend but notice still fade it off so we still have some room for that call to move back into profitability question is do we potentially close out the put side at a profit now as we go and look from a matter of time there's still 25 days left which means that there's still time premium here this may require a little more patience to see once we kind of get inside that 20-day window we're getting closer to that 10 to 7 days to expiration if we want to evaluate where we're at on this put spread we can right click on zw create close an order and then go ahead and look at the value of that put spread which right now is still 87 cents times fifty uh if i click on that and times four since we have four contracts kind of a quick way of doing this is if i take a look at this you know here's the value of this spread right now uh and since uh closing it out from a long side i can look at this max loss there's basically another 150 dollars in value in this okay now how much value did we get out of it well if we go ahead and we look at uh the position itself right click view trades this put spread we had sold 1362 and bought 12 dollars so that's about a buck 62. again times 50 and times four so let me try that again i'm going to go up to the calculator commodities does require a little more math there bug 62 i know it was about a half but a buck 62 uh times the multiplier of 50. that's 81 dollars times four since we did it four times that's 324 okay so basically we've realized about 50 percent of that maximum gain another way of visualizing that you can do the same thing and we've done this in my long verticals and diagonals class i don't have it quite set up here as much on the futures platform but you can go to the gear on the thinkorswim platform on your positions and go ahead and find that pnl percent do pl percent and add that now it's not necessarily going to be the same calculation but if we go ahead and we take a look and unfortunately it's a little bit different here since we got a full spread but looks like we've realized about 50 of the maximum gain of that put side we're going to let that still hang since we still have some time on that all right so let's double check making sure we're on track here uh what are some other things that can be impacted uh for what we're discussing here today uh as far as with uh what's going on with a lot of the sanctions uh we've looked at oil we've looked at gold we've looked at wheat as representative on the grains natural gas is another area there let's take a look let's bring up forward slash ng if we look at this from a longer term you can see how natural gas has been on the rise since pretty much since kovit had hit or the from the lows of the market uh back in uh 2020.
we've seen prices kind of back off from a longer term uh but notice did find a key fibonacci level this has been kind of a theme i've talked about multiple times uh over the last few months here again an inflection point on the market going back to these lows uh in depending on the asset generally it's been around the october time frame natural gas runs started a little bit sooner after they broke out back in july so drawing a fibonacci retracement from the low or a low that you're isolating some traders may go to the lowest low uh as a practice i haven't i i'll typically as a starting point go to the low preceding the breakout or the retest and come up with that example of a ratio uh as we kind of zoom in you can see natural gas did find that make or break point of 61.8 holding its trend but as we look closer you know notwithstanding what's been going on we did see some lower highs we haven't quite seen some lower lows this will be interesting to see as things mature over in eastern europe as far as on the situation is will natural gas potentially break down here uh keeping in mind that uh there are a lot of sources for natural gas uh part of that uh you know has also been from a strategic perspective as western europe relies very much uh on russian natural gas uh there's been uh attempts on infrastructure uh liquefied natural gas particularly from the west the us has been exporting record amounts uh to europe uh likewise uh also uh you know increased production in the middle east and likewise as far as distribution going into china there's a lot of things that are happening in that space and just when it comes to supply and demand you know a ramp up to provide those commodities can actually build up to those supplies and possibly put some price pressures to the downside but still a volatile area there and so kind of interesting on a little more of the potential technical weakness on natural gas as we go into the spring here uh let's go ahead and take a look at some other ones and by the way this is probably a good reference for you uh if uh if you're not familiar with some of the commodities that are available for trading on td ameritrade you can simply go to the td ameritrade website under futures uh you'll typically see it in my chat field here over on the left i'm gonna post that for everyone that's here live with us td ameritrade dot com forward slash futures that's coming across uh those of you that are on listen in the archive session you can simply go to td ameritrade dot com forward slash futures and i think i have it here td ameritrade dot com forward slash futures usually comes up automatically for me and oh i typed it in wrong let's try that again tdbeartray.com there we go once you're there you can go ahead and see those educational resources how to start trading and there's the available products once we click on those available products scroll down we've kind of highlighted a few of them uh you know as far as with gold some traders may look at silver as well more on the industrial side and a significant amount of raw materials that do come under russia and come out of that region notice silver forward slash si not making as big of a run as gold but kind of in that range traders maybe keep an eye to see if we have a potential breakout of that level going back a bit further and kind of interesting since going back to last summer uh silver has pretty much been in a relatively wide range uh may uh point towards you know a little more of a neutral stance uh on that commodity uh if you go ahead and we take a look at we took a look at some of the energy contracts looked at agricultural uh corn not only is a food but also a fuel source as well if we go ahead and look at forward slash zc for corn knows corn has uh benefited uh a bit more with some of those tensions there as well on both the energy and the food front gapped up this week up about five percent and kind of trading back up in the range where we saw from may of last year uh there was a bit of a shooting star last week on it but notice those tensions uh did not give from the weekend did not give that follow through let's go ahead and zoom this out a little bit here too i know we are coming up on a little bit on time let's look at the treasuries forward slash zn uh bonds have gotten a bid and this is another interesting chart as well as we talk about different asset classes and the theme of fibonacci this is the bond bull market 10 year note from october of 2018 to the highs in 2020. uh prices have sold off let me remove one of these older fibs again drawing a fib from the low to the high there's that 61.8 kind of a make or break for the treasuries as we had a tweezer bottom uh on the 10-year treasuries we're getting a bit of a bounce and a lift on there so there may be potential for a continued rally in bonds uh keep an eye certainly on interest rates and fed actions there which the inverse of that yields should be backing off we've backed off of that two percent level all right let's go ahead and round things off here folks uh i just want to make sure that uh there wasn't another one well currency uh the ruble is not uh as actively traded here uh but uh traders would be looking at potentially the dollar let's bring up forward slash dx as an example now uh some traders may not be able to bring this up if you do not have the exchange as a proxy you can bring up dxy or should be able to bring up dollar sign i think dxy there we go which is a basket of currencies against a dollar dollar's been holding up uh relatively well as a flight to safety traders maybe keep an eye to see if there's a another surge or a break to the upside in the dollar as we have an ascending triangle all right last note uh looking at uh finish off where we started uh and there's the trades popping up now uh looking at uh forward slash es uh kind of back and back down below the daily pivot and if we go to the daily chart and now let's go ahead and remove those trades since a little bit higher there looking at from a counter move just like we were looking for support on fibonacci we can also look for potential resistance and now i'm going to take that fibonacci tool and draw from the high of this correction down to the low and you can see the highlighted area i have for that 61.8 retracement as we look at this week from a bullish perspective uh 4400 may be a psychological area of resistance uh followed up by the 4455 and 45-38 if one's looking at fibonacci so if there's any follow-through on a bounce here traders maybe keep an eye to see if there's any failure of this run in the coming days and that could possibly go into weeks all right folks uh we are out of time there hopefully you learned something new today as we spent time on reviewing some of the current market conditions and the impact on world events to what we've seen we reviewed some of the major asset classes from a technical standpoint and talked about some of the news events impacting them and we've utilized the fibonacci uh tool throughout uh recognizing some of those potential support and in the case of the markets looking at some potential resistance to see how this market bounce may materialize or continue to materialize through this week so do appreciate you joining us we encourage you to practice this on your own as you take a look at some of your uh various uh uh platforms too and remember in order to demonstrate the function out of the platform we did have to use actual symbols keep in mind td ameritrade does not make recommendations or determine suitability of any security or strategy for individual traders any investment decision you make in your self-directed account is solely your responsibility fill out the survey folks and have a great day bye now
2022-03-04 09:20
